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One of the best things about Grand Cayman Island is that it isn't that big, and there are ways of exploring the island without spending unnecessary money on rental cars, mopeds, or guided expeditions.
Grab a map from your concierge and rent a bike. Bring a back pack with a few bottles of water, and some light snacks. They do have inexpensive and fast food around, so don't worry too much about needing a whole picnic on your expedition. Also, don't forget your snorkeling gear and a towel (wear your suit under your clothes, or just wear your suit).
Ride out on the road next to Seven Mile beach and follow the well-marked maps to some gorgeous public beaches. In several instances there are even coral reefs close to shore, so you can get in some quality snorkeling without spending a ton of money on those boating expeditions!
Another benefit to your intrepid nature will be that most of the beaches away from Seven Mile are quiet and almost deserted. In this case, it is good to have a buddy along with you, but you will love the serenity this kind of small adventure can afford you during your Cayman Islands vacation.