The Turks and Caicos resorts are some of the finest in the world (the hotels are definitely not too shabby either). Are you wondering how to make the choice between a resort and a hotel? Well, it all depends on how you like to travel. For some folks who prefer to travel out around all day and mainly use their accommodations just for sleeping, a hotel usually will fit the bill.
If you want the 'special touches' of a vacation (such as fine dining) and want to spend more time on the beach, the choice of a resort is usually the correct one. Basically, the difference is in the service level. A hotel on the Turks and Caicos islands will serve most people just fine, but a resort lives and dies by the quality of services and amenities. Resorts will usually offer on-site activities that keep their guests so busy they only have to go off-grounds when they *want* to venture around and sightsee, not when they want to go to the beach or rent water sport equipment.
*Search around online on sites such as expedia.com or orbitz.com and compare the benefits of each before making your decision.